Understanding local currency, taxes, and tipping customs helps make everyday transactions smooth while visiting Kelowna. Most purchases are straightforward, and a little preparation can help you budget with confidence.

Currency

The Canadian dollar (CAD) is the standard currency used in Kelowna. Major credit cards are widely accepted at hotels, restaurants, attractions, and retail locations, and most bank machines support Visa, Mastercard, and Interac networks. Currency exchange services are available at local banks and exchange offices if needed.

Canadian coins and bills include:
  • Coins: 5¢ (nickel), 10¢ (dime), 25¢ (quarter), $1 (loonie), $2 (toonie)
  • Bills: $5, $10, $20, $50, and $100

Taxes

Most goods and services are subject to sales tax in British Columbia:

  • 5% Goods and Services Tax (GST) charged by the federal government
  • 7% Provincial Sales Tax (PST) charged by the province
  • 3% Municipal and Regional District Tax (MRDT) applied to hotel, motel, and resort accommodations in Kelowna

Taxes are usually added at checkout rather than included in listed prices.

Gratuities & Tipping

Tips are not automatically included. A gratuity of approximately 15–20% before tax is customary for services such as dining, spa treatments, taxis, and personal services, depending on the level of service received.

Looking for dining options? Explore Kelowna’s restaurants and places to eat across the Okanagan Valley to start planning your culinary experiences.

Laws & Regulations

Learn about laws and regulations in Kelowna, including driving rules, cannabis and liquor laws, smoking bylaws, municipal regulations, and entry requirements for visitors.